Archive for August, 2012

Boles Acre man arrested for alleged robbery of Allied Cash Advance, his former …

Friday, August 31st, 2012

Alamogordo Department of Public Safety detectives, with the assistance of the Otero County Sheriffs Office, arrested a 44-year-old Boles Acres man on Aug. 22 for allegedly robbing the Allied Cash Advance store, an ADPS spokesman said.

The robbery of the Allied Cash Advance, 1101 10th St., occurred around 5:44 pm Aug. 13.

Detective Sgt. Mark Esquero said Charles J. Kraynak is charged with one count of second-degree felony armed robbery, one count of third-degree felony assault with intent to commit a violent felony, two counts of third-degree aggravated assault upon a peace officer and third-degree child abuse.

Kraynak is jailed at the Otero County Detention Center on a $100,000 no-10 percent bond.

Esquero said ADPS detectives and OCSO deputies contacted Kraynak at his residence, 38 Second St., No. 2, in Boles Acres on Aug. 14 in the late afternoon hours.

From the time of the robbery and the following day (Aug. 14), we were receiving information on a possible suspect which led us to Kraynak, he said. When we learned Kraynak lived in Boles Acres, we contacted the sheriffs office. We had two deputies go with us, along with two of our detectives, to make contact with Kraynak.

Esquero said the two deputies went to the rear of the Boles Acres residence while detectives went to the front entrance of the home.

In front of Kraynaks residence theres a chain-link fence, he said. There were a couple of aggressive dogs inside the fence area so they
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Paydayloansolutions.net Helps the People With Quick Cash Advance Payday …

Thursday, August 30th, 2012

Dallas, TX — (SBWIRE) — 07/23/2012 — Paydayloansolutions.net provides quick payday loans to the customers with instant approval. One can avail the online facility of the website twenty four hours and borrow hassle free pay day loans. Reviews explain that a person has to be of at least eighteen years of age or older and a permanent citizen of US. Payday Loan Solutions offers an online application form for the customer that has to be filled by providing some basic information. The data includes identification details, contact information, employment details, active bank deposit details and few references. After submitting the form, the website searches for the best payday lenders in and around the state of the borrower.

“Cash advance payday loans can be extremely helpful in covering short term debts, unexpected bills, or overdue payments,” Paydayloansolutions.net explains. “Once the application is complete, individuals will have the funds they require deposited into their checking account automatically. In most cases, this is accomplished the same business day or by the next business day at the latest.”

Reviews explain that the pay day loan lenders associated with the website are strictly legal and provide the customers with purely authorized and safe pay day loans. Experts say that people can borrow a pay day loan to cover electricity bills, water bills, medical expenses, planning a trip, shop for a wedding and similar. A person can avail guaranteed payday loans from the website without any worry about losing of data leaking of information.

“Well, it is actually obvious that online payday advance is a service that was designed to satisfy the needs of the borrowers in urgent money troubles which should be solved sooner rather than later. That’s why, these cash advances are fast and provided with instant approval. The application procedure takes minimum time, as everything is performed on the Internet. The requested money is electronically deposited straight into the applicant’s bank account that must be active and valid,” explain the specialists.

About Paydayloansolutions.net
Paydayloansolutions.net provides nominal rate of interest and the fees on fast cash is very low as well. In addition the service rendered is quick and efficient. Customer satisfaction is the ultimate goal of paydayloansolutions.net. Payday Loan Solutions is an online financial matchmaker, pairing up clients who are short on cash with lenders in their state who can help them get a quick loan to tide them over until the next paycheck arrives. The application process can be completed online and is safe and secure. No credit check is required, and most people get their money very quickly, sometimes within minutes.

For more information, please visit http://www.paydayloansolutions.net

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TranDotCom Marks Another Innovation Milestone With The Integration of DataX …

Wednesday, August 29th, 2012

TranDotCom Release Includes Access to DataX’s Valuable Underwriting Tool

Kennesaw, GA (PRWEB) July 16, 2012

TranDotCom (TDC) Solutions announces today that it is introducing real time integration with the Debit Report from DataX in its latest software release. This integration gives TDC clients the latest tools in customer assessment.

The Debit Report allows TDC customers immediate access to over 300 million consumer records. The information available includes data points that help determine a customer’s underwriting position. Examples include account inquiries, account closure, NSF information, and fraud history. The information is presented in an easy to follow report in real time.

“Our integration with DataX’s latest underwriting tool is just another way that we are bringing innovation to the forefront for our customers,” said TranDotCom President Chris Carson. “Our partnership with DataX has been one of mutual client focus, and the Debit Report integration is another example of our joint goal of providing innovative solutions to the short term credit market.”

“The DataX Debit Report allows TDC clients to garner a more complete financial picture of their consumer. It’s important to DataX and TranDotCom to continue to enhance our technology and provide the best services available,” said Nanette Leonard, Executive Vice President at DataX. “Through this partnership businesses are more equipped to make informed lending decisions which results in lower risk and increased profitability.”

TranDotCom continues to drive industry innovation through its strong relationships with customers and partners. “These relationships have allowed us to focus on what is important to our clients,” said David McCullough, Client Relations Manager at TranDotCom. “We have been able to stay out in front of the technology curve in our industry and that has made a real difference to our clients and the consumers they serve.”

Interested in learning more about the Debit Report integration and what it means for your business? Contact TranDotCom toll free at 866-735-6862 or via email at sales(at)tdcemail(dot)com.

About TranDotCom Solutions, LLC

TranDotCom Solutions is a leader in automated consumer finance transaction processing, providing a full range of consulting, software, support and transaction processing services which allow lenders to be more competitive and highly efficient. TranDotCom Solutions understands and specializes in all of the components of consumer finance lending including payday advance and line-of-credit products. TranDotCom pioneered the industry’s first web-based transaction management system and has been processing transactions since 2000, supporting storefront and online lenders in the United States, Canada, and the United Kingdom. TranDotCom may be reached at 866-735-6862 or sales(at)tdcemail(dot)com.

About DataX Ltd.

DataX, Ltd., a Selling Source, LLC company, specializes in developing industry-leading risk management services. With the most advanced Credit Reporting bureau in the market, DataX offers its customers a uniquely sophisticated, cost effective approach to fraud prevention and risk management. For more information, visit http://www.DataXLtd.com.

For the original version on PRWeb visit: http://www.prweb.com/releases/prweb2012/7/prweb9699931.htm

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CFPB Making Good on Promises as Latinos Clamor for Stronger Consumer …

Wednesday, August 29th, 2012

Homeownership is a cornerstone of the American Dream. But in 2008, that dream turned into a nightmare for many Latinos when the housing bubble burst and the number of foreclosures skyrocketed, leaving thousands of Hispanic families without a place to live. With a full recovery a long way off, Latinos and other minority borrowers are still struggling to pick up the pieces after the economic collapse that absolutely decimated their already limited wealth. But amid devastation, there are real glimmers of hope and important victories that will offer victims much needed relief and assurance that at least a few champions in Washington are doing their best to protect homeowners from another devastating market collapse.

This week, homeowners across the nation join NCLR (National Council of La Raza) as we celebrate the one year anniversary of the opening of the Consumer Financial Protection Bureau (CFPB)–one of those champions stepping up for families. Established as part of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, the CFPB is primarily responsible for consumer protection, enforcing clear rules for financial companies that sell mortgages and other loans, and preventing abusive lending and collection practices. Already, the CFPB has created a number of crucial policies to protect homeowners, including:

  • Requiring banks, mortgage lenders, credit card companies, and student and auto loan lenders to provide clearer explanations of their rates, terms, and fees
  • Establishing a consumer complaint system with a searchable database so that consumers can report unfair financial practices and view complaints made by others
  • Establishing additional mortgage and foreclosure protections so that military service members who have been deployed to new locations are protected

Recent polling conducted by Lake Research Partners–cosponsored by AARP, Center for Responsible Lending, Americans for Financial Reform, and NCLR–of likely national voters shows that Latinos overwhelmingly favor more accountability for Wall Street and stronger consumer protections. With good reason: the Hispanic community has been disproportionally impacted by the predatory lending practices. For Latinos and other communities of color, financial institutions have historically and presently steered our communities to toxic mortgages, buy here pay here dealerships and payday advance companies, to name a few. Costly credit, particularly predatory mortgage lending, has had shattering effects on the whole economy but disproportionally devastated Latino neighborhoods, depleting Latino families limited wealth, employment opportunities, and the pathways to economic security.

Without a doubt, more needs to be done to protect all borrowers from predatory lending and steering. Financial companies on Wall Street must be held accountable with tougher rules and enforcement to prevent the practices that caused the financial crisis. In spite of attempts by some financial institutions and members of Congress to weaken the power of this agency, the CFPB remains strong under the leadership of Richard Cordray. NCLR is encouraged by their work and looks forward to continued efforts working together to protect and assist the creation of a fair lending system for all Americans. Wall Street wrote its own rules for far too long. Now, with the CFPB in charge, we finally have an ally willing to watch out for regular Americans.

This was first published on the NCLR Blog.

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Benefits of Payday Loan Online and Cash Advance Explained in Free New Article

Tuesday, August 28th, 2012

Online1HourLoans.com, is proud to announce that it is expanding the number of educational resources available on its website with the introduction of a new free article entitled Payday Loans.

(PRWEB) July 15, 2012

The loan experts at Online1HourLoans.com have done everything to speed up the payday loans process for people. Their improved search engine allows people to find quotes in minutes. While other websites offer fast payday loans, this site takes it a step further by helping people get money deposited right into their bank account.

For that reason, Online1HourLoans.com advises consumers to carefully consider whether they actually need the loan or if they can for instance postpone the purchase until their paycheque arrives. If, however, postponing a purchase is not an option or if it can potentially cause problems for the consumer, then getting a cash loan is perhaps the better choice.

The Online1HourLoans.com article looks into the cases in which consumers apply for cash loans so as to take advantage of discounts on various products such as furniture and electronics. Online1HourLoans.com advises consumers to think whether the discount in question will be large enough to justify the cash loan interest.

Online1HourLoans.com notes in its commentary that while cash loans are not difficult to pay back as a rule, they nevertheless require certain planning and budget discipline, and for that reason, the decision to apply for a payday loan should not be taken lightly, especially in the absence of a financial emergency.

Need $ 1,500 in cash? Welcome to the website: http://www.online1hourloans.com

For the original version on PRWeb visit: http://www.prweb.com/releases/prweb2012/7/prweb9701804.htm

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Instant Cash Advance Online Seems a Preferred Method of Borrowing, says …

Tuesday, August 28th, 2012

Instant online cash advance from http://instantcashadvanceglubos.com/ proves to be a good option for people who need cash in a hurry as they celebrate their first anniversary with great success.

(PRWEB) August 09, 2012

No one wants to incur long-term debt, but another option for borrowing money for emergencies is the instant approval cash advance online. This is a short-term loan for up to $1,000, depending upon the borrowers ability to repay.

The first step in getting instant cash advance loans is to fill out the payday representatives loan application and return it via e-mail. The representative then finds a lender that fits the borrowers needs and forwards the borrowers loan application to them. Approval takes just seconds and no credit check is done.

After the representative receives cash advance instant approval, the potential borrower is requested to submit his or her banking information. Then the money is transferred into the borrowers checking account.

A borrower can use the online instant cash advance for anything he or she chooses, whether it is for the deposit on an apartment, the down payment on a car, for medical expenses or for a much needed get-away with the family. Instant cash advance payday loans makes it possible.

After two weeks have elapsed, the instant cash advance no credit check lender then deducts the amount of the payday loan, plus the loan fees from the borrowers checking account. The loan fee on a payday loan is usually $15 for every $100 borrowed. If this seems a little bit high, it must be remembered that there is no credit report run on a cash advance instant payday loan. It takes seconds for approval and the loan funds are deposited into the borrowers bank account within a day. A person researching various loans and loan terms would never find the traditional lending market to be so user friendly and fast.

The requirements for getting a payday loan are few. The borrower must be at least 18 and be a US citizen with a regular job for at least six months, earning at least $1,000 a month in gross income. The borrower may also be on a fixed income, such as Social Security or Workers Compensation, and receiving at least $800 per month in order to qualify for a payday loan. Once a borrower has paid off a payday loan, more loans can be taken out from the same lender in increasing dollar amounts.

Now people who need cash for an emergency or an unexpectedly high bill have a viable option for their borrowing needs with a cash advance payday loan.

For the original version on PRWeb visit: http://www.prweb.com/releases/prweb2012/8/prweb9776095.htm

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Man sentenced to 30 years for Loves Park armed robbery

Monday, August 27th, 2012

LOVES PARK (WREX) –

A 60-year-old man has been sentenced to thirty years in prison for robbing a Cash Loan Store in Loves Park in 2009.

The robbery occurred on September 25 at the Cash Loan Store on North Second Street. Police say that Phillip Merritt entered the store, asked about a loan, and then pulled out what a store employee believed was a handgun before demanding money. The employee handed over cash from the stores register and the suspect left.

The next day the Title Cash Store in Loves Park was robbed by a person matching the description of the suspect who robbed the Cash Loan Store. Phillip Merritt was chosen out of a photo lineup on September 28 by the victim as the man who also committed the September 25 robbery. Merritt was previously found guilty of the Title Cash Store robbery and sentenced to 30 years in prison for that crime.

On July 18, 2012, it was announced that Merritt was sentenced to an additional 30 years in prison for the September 25 robbery. The two sentences will run consecutively for a total of 60 years.

Merritts prior criminal history made him eligible for Class X sentencing.

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CredLoans.com has Just Grown its Cash Loans Lender Base to Two Hundred …

Sunday, August 26th, 2012

The New Additions will Help Ensure Higher Approval Rates, Lower APRs, and Overall Better Service for the Company’s Clients

Portland, OR (PRWEB) August 02, 2012

CredLoans.com, a lending network company, has recently grown its lender database to 200 lenders. This new larger number of lenders will help clients get higher approval rates, lower APRs, and improved service.

As a lending network, Cred Loans provides a free service that helps connect customers who need cash loans with lenders in its network. For people who need quick cash, CredLoans.com can help them get a short term loan.

The typically-unsecured loans are usually between $100 and $1,000 and can help borrowers get through to their next payday. Applicants must meet several requirements, including being 18 years of age or older, having a bank account in their name, a current employer, and a valid phone number.

The company’s website, https://www.credloans.com, also features helpful articles and posts that teach people who have never used this type of quick loans service before more about the process and how it works.

“Start out by filling out our free, no obligation application; this will take you just a few minutes,” an article on the website explained, adding that the application only asks for information for the cash loan.

“Personal information stays secure, we use the latest technology with website encryption. As soon as you submit your application, you will be matched with a lender and redirected to their site.”

At this point, the website noted, the lender will present the applicant with a loan offer that will be detailed in accompanying documents. If the borrower agrees to the terms including rates, fees, charges, and repayment dates, he or she can then accept the offer by signing electronically. Cash is usually deposited directly into the applicant’s back account by the following day.

Applicants who have questions about the loan or repayment process may visit the CredLoans.com website at any time to browse through the information and articles. A frequently asked questions section does a thorough job of answering the most common inquires that people usually have.

About CredLoans.com:

CredLoans.com can help people with a short term cash loan, by matching them up with licensed lenders in the company’s network. The website provides a safe and secure application process, by using 256 bit Secure Socket Layer encryption technology. Customers can fill out the simple application from the comfort of their home, and CredLoans.com will than match them up with the best cash loan lender that fits their needs. Some customers even receive their loan decision in mere minutes. For more information, please visit https://www.credloans.com

For the original version on PRWeb visit: http://www.prweb.com/releases/prweb2012/8/prweb9754289.htm

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Paydayloansolutions.net Provides Easy Payday Loans Without Any Bias

Sunday, August 26th, 2012

Dallas, TX — (SBWIRE) — 07/26/2012 — Paydayloansolutions.net provides the people with online facility of borrowing payday loans with utmost ease. The service of the Payday Loan Solutions can be availed twenty four hours without any hassle. A person must be eighteen years or older and a permanent citizen of US. One can borrow a payday loan from the website to cover electricity bills, water bills, medical expenses, shop for a wedding or big occasion, planning a trip and lot more. With the website people do not have to worry about losing of data and leaking of any information and can avail guaranteed payday loans.

“Cash advance payday loans can be extremely helpful in covering short term debts, unexpected bills, or overdue payments,” Paydayloansolutions.net explains. “Once the application is complete, individuals will have the funds they require deposited into their checking account automatically. In most cases, this is accomplished the same business day or by the next business day at the latest.”

Experts say that a person has to fill a simple loan application for borrowing a payday loan. Filling of application requires some basic information such as complete identification details, employment details, active bank account details and some more. After the application gets approved, the website searches for all payday lenders in and around the state of the borrower and provides the customers with best deals of the pay day loans. Reviews explain that the loan amount is transferred into the account of the borrower mostly on the same day or latest by next working day.

“Well, it is actually obvious that online payday advance is a service that was designed to satisfy the needs of the borrowers in urgent money troubles which should be solved sooner rather than later. That’s why, these cash advances are fast and provided with instant approval. The application procedure takes minimum time, as everything is performed on the Internet. The requested money is electronically deposited straight into the applicant’s bank account that must be active and valid,” explain the specialists.

About Paydayloansolutions.net
Paydayloansolutions.net provides nominal rate of interest and the fees on fast cash is very low as well. In addition the service rendered is quick and efficient. Customer satisfaction is the ultimate goal of paydayloansolutions.net. Payday Loan Solutions is an online financial matchmaker, pairing up clients who are short on cash with lenders in their state who can help them get a quick loan to tide them over until the next paycheck arrives. The application process can be completed online and is safe and secure. No credit check is required, and most people get their money very quickly, sometimes within minutes.

For more information, please visit http://www.paydayloansolutions.net

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Payday Advance Cash Rolls Out New Educational Article on Fees and Rates

Saturday, August 25th, 2012

Prospective Borrowers Now Have Access to More Information on Payday Loan Costs

(PRWEB) June 11, 2012

As part of an effort to better inform consumers in the market for quick financial assistance, Payday Advance Cash has added a new article called “Rates amp; Fees” to its website’s library of available educational materials. The article is designed to help would-be borrowers understand the ins and outs of payday loans, including the rates and fees charged, laws and regulations regarding the loans, and repayment terms. The company has also introduced the new resource in the belief that consumers considering a payday loan should always research their rights and obligations as borrowers before taking out a loan.

We at Payday Advance Cash know that because taking out a payday loan is easier now than ever before, a lot of people jump into the process without doing their homework first, says Payday Advance Cash spokesperson Evan Morris. “We want consumers to know everything there is to know about cash advances before they acquire one. Therefore, we plan on adding more educational articles like our new ‘Rates amp; Fees’ piece to our website over the next few months.”

The company, which offers a simple and brief online application for consumers interested in pursuing a payday loan, does not request credit scores from applicants. This allows people with poor or no credit history to still apply and qualify for a payday cash advance, even if they would not qualify for a standard loan through their bank or other financial institution. Payday loans have standard interest rates that are based on the amount of the loan and the state of residence of the borrower. Some states have regulations governing how much money payday loan lenders can disburse and the maximum interest rate they can charge, so this will affect the type of offer a lender can make.

Payday Advance Cash does not offer loans directly. Instead, the company puts consumers in touch with prescreened lenders offering the most optimal loan rates and terms on the market. These lenders then make their best offers possible to the would-be borrowers. Because the lender ultimately determines a loan’s associated charges, it’s recommended that consumers read an offer carefully before signing anything. Interest rates and fees, repayment rules, loan extension regulations and other details can vary widely among lenders, so people are advised to carefully consider all offers received before making a final choice.

Many consumers taking out payday loans neglect to get all necessary information beforehand. As a result, there is much confusion about what a payday loan is and how much it costs to get one. Payday Advance Cash hopes its new online article will help consumers become more educated about loans so they can make better financial choices.

For the original version on PRWeb visit: http://www.prweb.com/releases/prweb2012/6/prweb9590423.htm

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