Compiled by Karen Brune Mathis

The Daily Record will regularly provide updates about building permits and development plans filed with the City and other agencies. For a full listing of permits, see Page A-6.

Industrial

• Iron Workers Local No. 597, 9616 Kentucky St., contractor is WW Gay Mechanical Contractor, concrete slab extension for metal canopy, $24,407.

Office, bank, professional

• Deutsche Bank Trader Expansion, 5022 Gate Parkway, No. 200, contractor is Dav-Lin Interior Contractors, 17,857 square feet, interior reconfiguration, $500,000.

• Bataineh Palmeri attorneys at law, 1200 Riverplace Blvd., No. 705, contractor is Coastal Contracting of Northeast Florida Inc., tenant build-out, $49,150.

• Angelo’s Barber Shop, 11531 San Jose Blvd. W., No. 10, contractor is USA Development Group LLC, tenant build-out, $3,000.

Residential

• The Pointe at James Island, 5140 Gate Parkway, contractor is Texas Morgan Construction Co. Inc., eight apartment buildings, 250 units, parking garages, other, $10.4 million.

Signs

• Summerton subdivision entry, 12622 Hood Landing Road, contractor is Towers Contracting Co. of Northeast Florida Inc., monument sign, $10,149.

• Speedy Cash Payday Advance Pawn, 4329 Blanding Blvd., contractor is Farm Out Design Services LLC, ground sign, $5,120.

• Beach Boulevard Chiropractic, 11915 Beach Blvd., No. 105, contractor is Creative Sign Solution Inc., $2,200.

• Sign removal for Clear Channel Outdoor, 14600 Duval Place W., offsite billboard, ground sign, $1,200.

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(PRWEB) April 15, 2012

OnlinePaydayAdvance.com announces the expansion of free educational resources on its site with the introduction of a new article entitled “Why Choose Us.” This article explains payday lending policies and procedures, offers helpful tips on how to get approved for payday advances, and provides reasons why prospective payday loan borrowers should take advantage of the site’s services. The article is just one of several online pieces offered by OnlinePaydayAdvance.com as part of a general effort to inform consumers about payday loans and the lending process.

“OnlinePaydayAdvance.com does everything it can to help consumers engage in responsible loan borrowing,” says OnlinePaydayAdvance.com spokesperson Martin Brown. “We equip consumers with the information necessary to make the right decisions every step of the way in the payday loan process. And with the facts they are able to glean from our informative resources, customers can feel confident and secure in their ability to make sound financial decisions.”

Payday advances are small, short-term unsecured loans generally intended for use in emergency situations. Borrowers often use the loan funds to cover rent or mortgage costs, pay off credit card debt, or avoid a larger financial catastrophe down the road. Consumers can review the wide variety of expertly written articles accessible from the OnlinePaydayAdvance.com homepage and gain helpful hints on how to best use and benefit the most from online payday advance loans.

The new article highlights some of the benefits to individuals in choosing OnlinePaydayAdvance.com to meet their cash advance needs. Consumers have access to the site’s network of reputable lenders via a safe and secure online application. Also, the hassle-free loan application process requires just a few minutes of the consumer’s time, and approval is given almost instantly, so lenders can start making competitive loan offers right away. Even after receiving the offers, they do not assume any obligation to append their signature to a loan contract. This allows them to remain in control of the application process from start to finish.

The article also discusses the simple requirements for loan approval. Among these are that a customer must be at least 18 years old, have a valid checking account in their name, be employed and earn at least $1,000 per month after taxes, provide valid home and work telephone numbers, and be a US citizen or permanent resident.

Consumers are welcome to visit the site and peruse for free the plethora of educational resources available there without ever being required to initiate a loan application. The collection of articles helps OnlinePaydayAdvance.com maintain its position as a company with an excellent customer service reputation.

For the original version on PRWeb visit: http://www.prweb.com/releases/prweb2012/4/prweb9403228.htm

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Morrissey says he wants to hear from the public before forming an opinion on the issue. Aldermen are talking about enforcing a local law that would limit the amount of cash loan, tobacco, thrift and pawn shops that can move in to a certain area of Rockford. Some council members say the businesses bring down the quality of life in the area.

Mayor Larry Morrissey, (I) Rockford, says, I think its a tool in the past thats been used in the city of Rockford and our staff is looking at what was used well in other communities and is taking it back to the city council to make a recommendation.

Aldermen say they need more time to discuss the issues and will bring up the topic again within the next two months.

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Lighthouse Point, FL (PRWEB) April 25, 2012

Debt Management Credit Counseling Corp (http://www.dmcconline.org), a nonprofit charitable organization (DMCC), announced today a new program to assist consumers that are struggling to repay payday loans. The program provides consumers a repayment plan acceptable to their lender at a monthly payment they can afford. Consumers with multiple payday loans outstanding are able to consolidate their loan payments into one lower monthly payment to DMCC. Repayment plans are typically structured over a 6 to 12 month period depending on the total amount of payday loans outstanding. During the repayment plan term, the payday lenders also suspend their collection efforts, providing the consumer relief from harassing collection calls and letters.

Florida residents with outstanding payday loans can get additional relief from DMCC under the State of Florida Payday Advance Law. Under the law, Florida residents are entitled to a 60 day deferment of their payday loan payments, if they complete a credit counseling session with an Approved Provider. Following the deferment period, the payday lender must accept a reasonable repayment plan provided by the credit counselor. DMCC is approved by the State of Florida to provide the required counseling and repayment plans. DMCC sends the required notices to payday lenders and provides the counseling sessions free of charge. Consumers electing to repay their loans through DMCC are charged fees in accordance with state regulations. Approval as a credit counseling agency for payday advance loans does not constitute an endorsement of DMCC, or any other agency, by the State of Florida.

We are extremely pleased to be able to provide relief to consumers burdened with payday loans, said Phil Heinemann, Executive Director of DMCC. Our certified counselors develop repayment plans and budgets for consumers based on their personal finances, with the ultimate goal of providing the consumer the tools and education they need to avoid the need for payday loans in the future. Consumers interested in taking advantage of this program should call and speak to a DMCC Certified Credit Counselor at (866) 618-3328 or request to be contacted by completing an online application form on the DMCC website.

About Debt Management Credit Counseling Corp.

DMCC is a nonprofit 501(c)(3) organization committed to educating consumers on financial issues and providing personal assistance to consumers overextended with debt. Education is provided free of charge to consumers via seminars, workshops, a proprietary financial literacy program, and a vast array of online and printed materials. Free personal counseling is provided to consumers to identify the best options for the repayment of their debt. DMCC is a HUD Approved Housing Counseling Agency, is approved by the US Trustee to provide bankruptcy counseling and education, and has an A+ rating with the Better Business Bureau.

For the original version on PRWeb visit: http://www.prweb.com/releases/prwebdebt_management/payday_loans/prweb9433153.htm

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For many microlenders, this announcement is synonymous with future business losses and closures. Without the possibility of collecting payment from a borrower in default, many microlenders reportedly have shut down their businesses, which has spurred job losses and reduced opportunities for borrowers who do not qualify for traditional bank loans.

Ndiye Elias, the manager of an unnamed cash loan company in Francistown, Botswana, was quoted as having said, “There is a high possibility of permanently closing this month as we are only collecting our payment from our clients and stopped lending until we know the future of our business [1].”

By Amira Berrada, Research Associate

Sources and Additional Resources:

[1] The Botswana Gazette: “Micro Lenders Foresee Industry Collapse,” http://www.gazettebw.com/index.php?option=com_contentamp;view=articleamp;id=12

MicroCapital.org story, April 12, 2012, “MICROCAPITAL BRIEF: Botswana Approves Microfinance Regulations, Sets Licensing Requirements, Prohibits Taking Personal Documents” http://www.microcapital.org/microcapital-brief-botswana-approves-microfi

MicroCapital.org story, October 7, 2011, “MICROCAPITAL BRIEF: Government Botswana to Stop Facilitating Repayment of Microfinance Loans by Civil Servants” http://www.microcapital.org/microcapital-brief-government-of-botswana-to

Browse the MicroCapital Universe and add your entry to the wiki at: http://www.microcapital.org/microfinanceuniverse/

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The acquittal of the DPJ heavyweight is certain to affect political developments in this country, observers say.

The team of court-appointed lawyers serving as prosecutors in the trial had demanded a three-year prison term for Ozawa, 69, on charges of violating the Political Funds Control Law.

The Tokyo District Public Prosecutors Office had decided not to indict Ozawa because its special investigation squad was unable to find sufficient evidence to establish a case against him.

However, after the Tokyo No. 5 Committee for the Inquest of Prosecution concluded twice that Ozawa merited indictment, he was indicted in January last year.

Ozawa pleaded not guilty in the trial, which started in October.

The court-appointed lawyers argued that Rikuzan-kai purchased a plot of land in Setagaya Ward, Tokyo, in October 2004 to build a dormitory for Ozawas secretaries. Rikuzan-kai received a cash loan of 400 million yen from Ozawa as part of the funds to purchase the property, but failed to list the money in its political funds report for 2004, they said. It instead listed its spending on the land purchase in a report the following year. The lawyers also argued that Ozawa had been informed by his secretaries about these decisions and approved them.

In connection with the land deal, House of Representatives member Tomohiro Ishikawa, 38, who was responsible for administrative work at Rikuzan-kai, and two other former secretaries were indicted on charges of violating the Political Funds Control Law.

Last year, the Tokyo District Court handed down suspended sentences to all three secretaries. They have appealed to a higher court.

The mandatory indictment system was introduced following the enactment of the revised Inquest of Prosecution Law in May 2009. Ozawas case is the second in which a defendant indicted under this system was found not guilty.

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But Hannah Timms decided to surprise her parents in Winchester by returning home two months early from a year-long trip to Asia.

Hannah, of Roman Road, Twyford, returned home last weekend after cycling through Asia with boyfriend Philip Large, from Coventry.

The pair sold most of their possessions to fund the trip, including their phones, so they could not give her parents any warning of their impending arrival.

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World Series of Poker Registration Requirements (Continued)

Accepted Photo IDs for Non-US Residents

Participants from any US Territories, Canada, Mexico and Switzerland can use a valid driver#39;s license or passport as an acceptable photo ID. Any player from other countries not previously mentioned must present a valid passport. This is the only form of photo ID accepted.

Total Rewards Card

A Total Rewards Card is required to take part in the 2012 World Series of Poker. This is obtainable at any Harrah#39;s Properties located in the United States, or at the Total Rewards Desk that is located in the WSOP Tournament Area at the Rio All-Suite Hotel and Casino. The process to receive the card typically takes less than five minutes and only requires a valid Photo ID.

WSOP Payment Options

The buy-ins for the 61 different 2012 World Series of Poker bracelet events ranges from $500 up to $1,000,000. Cash and live Casino Chips are acceptable forms of payment for the WSOP events at the Rio Casino. Wire Transfers or Cashiers Checks are acceptable, but will require a five-day waiting period. The only way to use a major credit card for payment is through Cash Advance. The Rio#39;s Main Cages will accept the credit card payments.

Refunds For Paid Entry

Refunds for WSOP tournament entries is possible, but must be completed before the start of the specific event. A Cancellation Form must be filled out completely, signed and received in time to be valid. These forms are available by email from wsoppreregistration@caesars.com or can be picked up at the WSOP Office located in the Rio#39;s tournament area.

NOTE: Learn more on this subject by reading: WSOP 2012 Part Four.

References and Useful Links

WSOP: World Series of Poker 2012

WSOP: World Series of Poker 2012 Frequently Asked Questions (and Answers!)

WSOP: Fact Sheet – 2012 World Series of Poker

WSOP: WSOP 2012 Pre-Registration

WSOP: WSOP 2012 Official Tournament Event Details

Keep updated on WSOP 2012 by reading other articles I wrote on the subject:

Yahoo! Sports: WSOP News and Updates

Yahoo! Sports: WSOP Hall of Fame Part One

Yahoo! Sports: WSOP Hall of Fame Part Two

Diane has more than 20 years experience in the casino industry in Nevada. She doesn#39;t just know how to play poker; she also knows how to deal the game.

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