Archive for March, 2013

Business Cash Advance Guru To Now Offer Restaurant Loan Products At Lower …

Sunday, March 31st, 2013

Nationwide (PRWEB) February 13, 2013

The lender states that the restaurant business is very dynamic and has very particular needs. Because of the nature of the retail food industry, these companies–which can range from a mom and pop diner to a 60 table top fine dining establishment–are often cut-off from traditional lending sources. Business Cash Advance Guru hopes to change that by offering several low rate restaurant loan products.

“We can service many businesses in this industry because we have the unique ability to provide funds to restaurateurs with products such as unsecured restaurant loans, as well as other capital infusion options. When a chef or investor goes into a bank for a restaurant loan, they’re often surprised as to the limitations, the cost and the long approval and funding process,” a company spokesperson noted about the food service industry.

The lender can choose from several options available, to put fast funds from a restaurant company into play. From leveraging credit card receivables and other types of unsecured restaurant loans, to capital based on future bank deposits, Business Cash Advance Guru has a number of restaurant loan products that can help to sustain a restaurant through its slow season or to provide growth development funds.

“Our lending has helped to rescue businesses across the country. In months past, we’ve been able to provide much needed fast funds from a restaurant company for a business located in Chicago, Illinois and in Milwaukee, Wisconsin, as well as many more. We also have franchise funding available for new and existing franchisees that are designed to get them the cash they need in as little time as possible, at a rate that’s very competitive,” the spokesperson added.

Business Cash Advance Guru notes that restaurant owners simply don’t have the time to fill out lengthy applications, waiting for weeks for an answer, and weeks more for actually funding to arrive. The lender cites several instances, in which restaurateurs they’ve worked with have benefitted from such rapid, no hassle funding.

About TieTechnology is a division authorized by TieTechnology, LLC. TieTechnology, LLC. specializes in service based solutions for businesses. Services provided by TieTechnology are: merchant credit card processing, business service telecommunications, business cash advances on credit card processing platforms and web based visibility marketing. The advantages of doing business with TieTechnology is their commitment to their customer service excellence and the offering of one stop solutions to all business to business service product needs for the customers’ convenience. To learn more about their wide assortment of business services, please visit or

TieTechnology, LLC

4532 W. Kennedy Blvd, Suite 182

Tampa, FL 33609



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Financial Stocks to Watch: The Cash Store Financial Services Inc, Simplicity …

Saturday, March 30th, 2013

Lakeway, TX — (SBWIRE) — 03/06/2013 — Bestdamnpennystocks, an investment community with a special focus on updating investors with recent news on the US stock market, issues news alert on the following stocks:-

The Cash Store Financial Services Inc.(NYSE:CSFS) fell 0.69% and is trading at $2.86. The Cash Store Financial Services Inc. (Cash Store Financial) is the broker of short-term advances and provider of other financial services in Canada. The Company operates under two branch banners: The Cash Store and Instaloans, who act as brokers to facilitate payday advance services to income-earning consumers.

How Should Investors Trade CSFS After The Recent Movement? Find Out Here

Simplicity Bancorp Inc(NASDAQ:SMPL) is lower 0.85% and is trading at $15.10. Simplicity Bancorp Inc., formerly K-Fed Bancorp, is a federally-chartered stock holding company. K-Fed Bancorp is a wholly owned subsidiary of K-Fed Mutual Holding Company (the MHC), a federally-chartered mutual holding company.

Is SMPL Strong Buy After The Recent Strong Gains? Get Free Trend Analysis Here

Nicholas Financial, Inc.(NASDAQ:NICK) added 0.22% and is trading at $13.50. Nicholas Financial, Inc. (Nicholas Financial-Canada) is a holding company. The business activities of the Company are conducted through its two wholly owned subsidiaries, Nicholas Financial, Inc. (Nicholas Financial) and Nicholas Data Services, Inc. (NDS). Nicholas Financial is a specialized consumer finance company engaged primarily in acquiring and servicing Contracts for purchases of new and used automobiles and light trucks.

Is NICK a Buying Opportunity After The Recent Plunge? Don’t Miss Out Our Latest Report Here

Camden National Corporation(NASDAQ:CAC) is lower 0.52% and is trading at $34.19. Camden National Corporation is a bank holding company. The Company is a diversified financial services provider. The primary business of the Company and its subsidiaries is to attract deposits from, and to extend loans to, consumer, institutional, municipal, non-profit and commercial customers.

How Should Investors Trade CAC After The Latest Earnings Report? Find Out Here

Best Damn Penny Stocks’ team is engaged in providing stock newsletters on various hot penny stocks on a regular basis. Our instant stock news on Major Gainers, small cap penny stocks and various other stocks, guides investors in making the wise stock market investments decision. In order to get update to the markets, we would advise you sign up to our free newsletters. You can become leader in stock market by keeping track of the daily activity.

The assembled information disseminated by is for information purposes only, and is neither a solicitation to buy nor an offer to sell securities. does expect that investors will buy and sell securities based on information assembled and presented in PLEASE always do your own due diligence, and consult your financial advisor.

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PacNet Services to Sponsor CFSA 2013

Friday, March 29th, 2013

Vancouver, BC (PRWEB) March 06, 2013

PacNet Services, an international payment processing company that provides efficient processing of loan advances and repayments for payday lenders worldwide, is sponsoring the Community Financial Services Association of Americas (CFSA) Annual Meeting amp; Conference, March 5-8, 2013 in Dana Point, California. The CFSA Annual Meeting amp; Conference promises to enhance networks, industry expertise, and brand development within the short-term credit market.

PacNet’s presence will give CFSA attendees an opportunity to consult with experts who have specialized knowledge of international payments and a wealth of experience in the payday loans industry. International banking expert Brian Weekes will be available to consult with online lenders, showing them how to streamline global expansion using cutting edge payment products in key markets, such as the UK, Europe and beyond.

“PacNet offers easy processing of loan advances and repayments in markets worldwide”, says Weekes, “We’ve been active in this industry for years; our established international solutions are easy to implement, and are informed by a seasoned understanding of the sensitive regulatory framework of the short term credit industry. Our international payday loan solutions pave the way for established US companies to experience international growth. In the UK, we provide access to UK Faster Payments, which is available 24 / 7 to facilitate instant loan advances to account holders across the UK”.

The Community Financial Services Association of America (CFSA) is the national organization dedicated to advancing financial empowerment for consumers through small dollar, short-term loans. Now in its 13th year, CFSA was established to promote laws and regulations that protect consumers, while preserving their access to credit options, and to support and encourage responsible payday advance industry practices.

About PacNet:

PacNet offers a complete suite of payment processing services for e-commerce, affiliate marketers, direct mailers, publishers and more. Some of the payment facilities offered by PacNet include international merchant accounts, cheque processing, credit card processing in 130 currencies, direct debit, EFT, ACH and bank transfer collection from the US, UK and around the world.

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Officials briefed on study of businesses

Thursday, March 28th, 2013

Most of the information delivered by Connie B. Cooper of Cooper Consulting Co. and Eric Kelly of Duncan Associates came from a series of meetings the consultants had Thursday with owners of the businesses in question.

We find it very important that we listen to the businesses youre looking to regulate, Cooper told the assembled city representatives.

In November, the Tuscaloosa and Northport city councils voted to evenly split the cost of a $40,540 study into the overall effects that pawnshops, payday advance businesses, tattoo parlors, title loan stores and similar types of businesses might have on the cities.

Cooper and Kelly said that meeting with the business owners before any new regulations are considered helps prevent unintended consequences.

It also reveals aspects of these businesses that previously was unknown to officials with both cities.

For example, owners and employees of tattoo parlors informed the consultants that it was easier to obtain a license to perform tattoos than it is to cut or style someones hair.

Additionally, the state health department uses the same inspectors for tattoo parlors as it does for restaurants, despite the obvious difference in the nature of these businesses.

This fact alone is very important for us to consider, said Tuscaloosa City Attorney Tim Nunnally.

John McConnell, director of the citys Planning and Development Services Department, said he sat in on the meetings with the business owners and was surprised to learn that so little state regulation is involved for businesses that are, essentially, performing outpatient surgery several times a day.

State regulations are in place for other businesses that are part of the study, the consultants said, especially those that involve loans or other types of financial transactions.

Pawnshops, check-cashing businesses, payday loan establishments and cash-for-gold operations all face some level of state regulations, but the level of scrutiny varies widely according to the business nature.

One discrepancy detailed by the consultants was the monitoring of pawnshops as opposed to cash-for-gold businesses.

Pawnshop employees can face prosecution for errantly entering a serial number into a national database and must keep transaction records for at least seven years, the consultants said.

But cash-for-gold businesses face far fewer regulations and penalties for mistakes while being required to keep records for three months.

If someone wants to fence something, theyre not going to go to a pawnshop, Kelly said.

Since beginning the study in January, the consultants have identified 116 businesses that could fall under the regulations being considered by the cities.

The consultants said they expected to have a preliminary draft of their findings in another 30 days, with the final version of the studys conclusions within two months.

Alan Harper, Northports retail development director, said the study must not take longer than that because the Northport City Council has already prolonged its moratorium on these types of businesses once. The council originally adopted the moratorium in September for 90 days, but voted last month to delay its expiration to June 17.

I dont think wed want to extend the moratorium again, Harper said.

The consultants said they should have no problem meeting that timeline, but stressed their report would contain recommendations only not policy.

The recommendations, though, would be clear and detailed when possible.

Youll have a good starting point, Kelly said, for deciding what you want to do.

Reach Jason Morton at or 205-722-0200.

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Instant Cash Payday Loans Online Is Possible with

Wednesday, March 27th, 2013

Deerfield Beach, FL — (SBWIRE) — 02/07/2013 — is offering instant cash payday loans through the wide network of nationwide approved lenders. The instant approval payday loans can be a life savior for someone in trouble. One can go ahead and apply for the cash loans online and get the money they need as soon as tomorrow.

The instant cash payday loan is needed when there is an emergency and no one to help. Online payday loans can act as a savior in difficult times. The website has tied up with 100 plus nationwide lenders. The lenders approve the cash loan within minutes of submitting the application if all the criteria match. The loan is then transferred to the checking account of the applicant so they can use it and get the peace that they deserve.

The loan can be repaid on the next payday. Different lenders have different terms and one should definitely check the terms carefully before he or she accepts it.

The spokesperson of the website Kaily Said, “We have always tried to help people in need by matching them with the most appropriate lender in their area. The application process has been kept simple and can be completed in 3-5 minutes. There is no paper work needed. One can apply with confidence and expect us to find a lender that would approve their loan application.”

Someone looking for instant cash payday loans can apply online by visiting the website to:

About CashLoansCorner is a website that helps people in financial crisis gets the payday loan through the wide network of nationwide approved lenders.

For more information about CashLoansCorner contact Mary Smith at +91-1244110418 or ,CashLoansCorner; 3422 SW 15 Street, Suite #5217, Deerfield Beach, FL.

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SparkLabs, a Startup Accelerator in Korea, Hosts Its First Demo Day and Adds …

Tuesday, March 26th, 2013

SEOUL, SOUTH KOREA–(Marketwire – Mar 6, 2013) – SparkLabs (, a startup accelerator in Korea, hosted its first Demo Day in Seoul, Korea.SparkLabs also announced its expansion into healthcare for its upcoming second class.

We were originally planning to expand into healthcare next year, but the inquiries have been overwhelming from entpreneurs in the healthcare and biotech sectors in Korea to help their companies go global.SparkLabs is excited to open our program up and accept 2-4 healthcare related startups when applications open up on March 29th, explained Jimmy Kim, co-founder of SparkLabs, who received his BS and MS in biomedical engineering.

Additionally, Tom Peters, management guru and author of In Search of Excellence which was named Top Three Business Books of the Century, has agreed to join SparkLabs Honorary Board of Advisors.

We are extremely honored and excited to have a thought leader such as Tom Peters being an advisor to SparkLabs.Hes been described as the father of the post-modern corporation and there are only a handful of thinkers who have changed the business world as much as Tom Peters, stated Bernard Moon, co-founder of SparkLabs.

For SparkLabs first Demo Day, five companies presented:

ABLAR Company/FiveRocks(Incubation Company)
The ABLAR is spinning out FiveRocks, an advertising marketplace for mobile game developers.Their FiveRocks Market launched today to provide a new advertising marketplace for mobile game developers in Korea and North America.

FiveRocks Market offers opportunities for game developers to use ad inventory in a variety of deal structures.For example, game developers are able to form a credit union of ad inventory for CPI/CPC or to borrow ad inventory in advance and pay back with inventory or cash (loan).These ad products are designed for small and medium sized game developers to lessen their marketing burden.With FiveRocks Market, mobile game developers will be able to acquire new users through efficient and analytical marketing channels.

Demand for better marketing methods is rapidly growing in the mobile game industry. We are going to expand the market even furtherwith our effective targeting system, said Changsu Lee, CEO of FiveRocks.

NFLabs(Big Data)
NFLabs launched Peloton Personal Edition, which allows individuals, such as data scientists, to utilize their big data platform for testing and analysis.This version includes Pelotons lightning fast ad-hoc query engine (AQE) and dynamic graphical generator (DGG).It will allow users to add user-defined functions (UDF) as well as custom-built business logic, and this will be used on top of existing Hadoop deployments.

NFLabs also launched a limited beta release of their Enterprise Edition, which is an end-to-end platform for managing, processing and analyzing large scale data sets.This is available for one month of free usage without commitment.

WePlanet (Personal Smart Journal)
WePlanetlaunched a new personal smart journal called STEP.STEP is a mobile service that is focused on tracking life activities through an intuitive icon-based platform and provides aggregated information through infographics. STEP helps userscapture snapshots of their lives in a timely and meaningful manner with just a few icon clicks, then easily aggregates and analyzes their activities.

Memebox(E-commerce/Beauty Products)
Memebox launched their single-touch subscription for mobile.Through a short SMS, Memebox users can click and instantly log into their Memebox account.They can easily complete a purchase through their mobile device with a single click on an item.This is the first of many mobile features and apps that Memebox is launching in 2013.

KnowRe is an educational technology company that develops an adaptive learning solution focused on providing a personalized learning experience for each student.KnowRe presented their recently launched beta for students and teachers with an initial focus on math skllls.Gone are the days of boring math worksheets.KnowRe lets students build their own math empire and have fun while improving their math skills.

Merrywind(Online Gaming)
Merrywind is an online gaming studio whose first product was a Facebook game called Hotel Casino.Merrywind is developing their next game which is a mobile play that is in stealthmode, so they did not present on demo day.

About SparkLabs
SparkLabs is a startup accelerator founded by entrepreneurs for entrepreneurs in South Korea.The focus will be on startup companies from the Internet, online gaming, mobile, ecommerce and digital media sectors.The mentorship-driven program will be three months in length and provides funding, office space, a structure program and access to a top-tier network of entrepreneurs, venture capitalists, angel investors and executives.SparkLabs seeks to contribute to and help develop South Koreas startup ecosystem.For more information, please visit

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PHOTOS: Surveillance pictures of suspect released in Plainwell cash advance …

Monday, March 25th, 2013

PLAINWELL, MI — Police released surveillance photographs of the suspect in the robbery of a cash advance store Wednesday.

A man brandishing a weapon entered the Advance America Cash Advance store at 1307 E. M-89, just west of US 131, at 11:42 am, according to a Michigan State Police news release.

It is believed the subject then got into a nearby vehicle and fled the area, the news release said.

Police released several photos of the suspect taken by a store security camera. Michigan State Police ask that anyone with information call the Wayland Post, 269-792-2213.

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Done Deals: Priciest metro Phoenix home sales

Monday, March 25th, 2013

The president of a chain of loan centers, a family of doctors, the general counsel of a refining company, a Michigan bankruptcy attorney and the owners of a job placement agency are among the buyers and sellers in this weeks Done Deals.


Scott and Catherine Allen purchased a 9,963 square-foot home with pool built in 2008 northeast of the Phoenician Golf Club in Paradise Valley. Scott Allen is president of Cash Time Title Loans, a chain of quick-cash loan centers located throughout the Phoenix and Tucson areas. The home was sold by Lester Knispel, as Trustee of The Paradise Valley 2009 Trust. Lester Knispel is the principal of Boulevard Management, an accounting and business management firm to the stars in Woodland Hills, Calif.


Praful Reddy and his wife Amrita Dhanjal-Reddy bought a 7,812 square-foot home with pool built in 2003 at Cheney Heights in Paradise Valley. Dr. Praful Reddy, MD, is a neurologist practicing in the Valley. Dr. Amrita Dhanjal-Reddy, MD, practices family medicine in the Valley. The home was sold by MidFirst Bank in Phoenix.


Walter Lowry Barfield and his wife Jo-Ann Barfield purchased a 5,497 square-foot home with pool built in 1999 at Camelback Mountain Estates in the Arcadia District of Phoenix. Lowry Barfield is senior vice president-legal, general counsel and secretary of Western Refining, an independent oil refiner and marketer, headquartered in El Paso, with offices throughout the Southwest and Western US including Tempe. The home was sold by Richard and Patricia Ehret, as Trustees of the Ehret Family Trust. Richard Ehret is managing principal of Mamp;E Automotive, Ehret Automotive, Ehret Properties and owner of More Madza in Tempe.


Thomas and Pamela Schouten paid cash for 4,805 square-foot home with pool built in 2008 on the greens of the Tonto Verde Golf Couse in Rio Verde. Thomas Schouten is an attorney practicing bankruptcy law, corporate law and commercial litigation with Dunn Schouten and Snoap in Wyoming, Mich. The home was sold by Debra L. Ayres, whose husband, Michael Ayres is chief operations officer of Oppidan Investment Co., a national property development firm headquartered in Minnetonka, Minn.


John and Cheryl Anderson bought a 5,366 square foot home with pool built in 2001 at Oakwood Hills in Chandler. The home was sold by Paul Boca, as Trustee of The Paul H. Boca Trust. Paul Boca is the principal of Professional Search Associates, a job placement agency in Tempe.

Researched by John McLean and the Information Market.

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Kilpatrick trial Day 60 recap: IRS says Kilpatrick was living beyond means

Sunday, March 24th, 2013

Sauer told the court that the purpose of his investigation was to uncover any potential unreported income or a lifestyle beyond the income that had been reported. 

Yesterday the government alleged that Kilpatrick had $531,401 in income that he had neglected to report to the IRS for the same period.

The IRS agent broke down the total cash deposits and payments Kilpatrick made into his various accounts over the 6 years: $282,150 in cash payments on a First Independence Bank Mastercard, $194,350 in cash deposits into 3 accounts, 2 personal and 1 joint with Carlita, at JP Morgan Chase, $34,546.46 in cashiers checks purchased at the First Independence Bank, $8,833 in cash deposits into a joint Comerica Bank account, $6,677.26 in cash loan payments at the First Independence Bank and $3,000 in cash deposits at the Premier Bank in Tallahassee, Florida.

Sauer stated that they looked into Carlita individually to see if she could have been a source of cash income for Kilpatrick.

An IRS probe into an account that Carlita had at Comerica Bank revealed that the maximum amount of cash she could have accessed was $17,021.

Sauer said that their investigation also showed a significant change in banking activity for Kilpatrick after he became mayor. Before 2002, Kilpatrick would deposit his wages as Michigan state representative into his account at NuUnion Credit Union. His banking activity mostly involved salary deposits and small cash withdrawals but no cash deposits.

But that changed when he became mayor.

Starting In 2002, and more more so from 2003, Sauer testified that there were many cash deposits and few withdrawals from the JP Morgan Chase accounts where Kilpatrick received his mayoral remuneration. 

In the period between 2002 and 2008, Kilpatricks wages totaled $605,777.57. But the expenditure outflows were $1,4448,739.90, essentially $840,962.33 in excess of Kwames net wages. 

Kwame Kilpatrick was living beyond his means on a city of Detroit salary, explained Sauer. 

The IRS also decided to take a look at the Kilpatrick Civic Fund to identify any expenses that were for the personal benefit of Kilpatrick and his family. Sauer testified that any such expenses would be considered taxable income.  

Some of the identified Kilpatrick personal expenses paid by the Kilpatrick Civic Fund included: $900 for the Center of Yoga, $8,605 for the Lacosta Resort and Spa in California, 2 payments totaling $70,464 towards crisis management group Impact Strategies, 2 payments totaling $7,140 for Super Camp and $15,000 in cashiers check to pay University Moving. 

All told, Kilpatricks personal expenses out of the Kilpatrick Civic Fund came to $152,095.86. 

In an attempt to underline Kilpatricks understanding of taxes, US Attorney Michael Bullotta asked Sauer if he had looked into Kilpatricks law school transcripts. Sauer said he had and found that the former Detroit mayor had taken a tax class in the fall semester of 1997. 

His grade for the course was a C+. 

James Thomas, Kilpatricks lawyer, argued that Sauers analysis of Kilpatricks financials was not complete because he had not taken into account all of Carlitas financial information. 

Sauer responded that as she had not generated income since 2003, Kilpatricks wife was not a source of additional income for him. 

But, countered Thomas, the Kilpatricks could have accumulated a cash stash before Kwame became mayor. 

Sauer denied that assertion stating that they both made frequent, small cash withdrawals prior to 2001 and that behavior was not typical of people with a cash horde. 

Thomas then referenced loans and gifts made to the Kilpatricks in 2008 that would have been considered non-taxable income. Four prominent Detroit businessmen wrote checks to Kilpatrick for $240,000 and another Detroit business man, Manuel Matty Moroun, gifted $50,000 in cash to Carlita and the Kilpatrick children. 

Sauer pointed out that the loan from the four businessmen was made in checks that were only deposited into Carlitas account in 2009. 

Thomas then produced a series of checks made out to Kilpatrick around June 9th 2006 when the former mayor celebrated his 35th birthday with the Splash of Red party at the Athenaeum hotel. 

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Saturday, March 23rd, 2013

(PRWEB) March 12, 2013

Victimizing the vulnerable: Each year, thousands of consumers pursue the promise of quick, albeit much-needed, cash from payday loan, emergency loan, title loan, and loans for bad credit lenders, among others. In an effort to save time and maintain privacy, they unwittingly fill out an unsecure online loan application, sending their confidential information to cyber criminals. Now, consumers can verify the security of an online loan application website, before they apply, with the Go AAGP fraud checker, a free, web-based resource designed to help consumers protect themselves from scams:

“Go AAGP is dedicated to helping people learn how to protect themselves against online scams and make informed financial decisions,” says Go AAGP CEO Lacey Synder. Before completing an online loan application, Synder makes the following recommendations:

Confirm website security (eg, letter “s” appears at the end of http; third-party security verification (Norton, McAfee, etc.) and the address bar/text is green, indicating the installation of a trusted Symantec EV SSL Security Certificate.

Beware of guaranteed loan approvals.

Never pay upfront monies in exchange for loan approval.

She further warns that a scammer will typically have one of three goals: to swindle money directly, use for personal gain or sell the victim’s information, most commonly social security numbers, employment history and banking details. Once sold, consumers are further victimized.

“We have actually seen cases where consumers are harassed by phony debt collectors demanding payment for bogus debts or debts they do not owe, all because they applied for an emergency loan or a payday advance loan on a non secure website.” Synder also has tips for consumers with compromised information:

Report incident to local authorities and the Internet Crime Complaint Center (IC3).

Notify financial institutions if banking details were disclosed.

Monitor credit profile; take advantage of free annual reports.

“If Go AAGP can save just one person from falling victim to an online scam it was time well spent,” she said.

The information contained on the Go AAGP website can be applied to any item being purchased online. For more information or to verify the security and legitimacy of a loan application website, visit the following link:

Go AAGP does not broker loans and provides a completely free lender-matching service, where applicants can verify the security of a website before they apply. Lenders will, at their own discretion, perform credit checks if they deem it necessary. To verify the security of a loan website or to report an advance-fee loan scam, visit the Go AAGP “Scams” page:

Read the full story at

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