Archive for November, 2012

Three suspects wanted for robbing Dothan cash advance store

Friday, November 30th, 2012

DOTHAN, Alabama — Three suspects are wanted this afternoon after robbing a cash advance store on Montgomery Highway in Dothan.

According to Dothan Police, three suspects — two armed with handguns — entered the Express Check Advance at 1558 Montgomery Highway this afternoon and demanded cash.

The suspects then left the area in an unknown direction.

The first suspect was described as a black male dressed in a black hooded sweatshirt with a red bandana covering his face. The second suspect was described as a black male dressed in a black hooded sweatshirt with a white bandana covering his face. The third suspect was described as a black male dressed in a black hooded sweatshirt with an unknown colored bandana covering his face.

All three suspects were described as being between the ages of 17 and 20.

Police are asking anyone with information about the case or identity of the suspect to call the Dothan Police Department or CrimeStoppers 334-793-7000.

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Credit Card Cash Advance Checks: Convenient But Costly

Friday, November 30th, 2012

For instance, using a cash-advance check after a promotion expires or failing to make payments according to the offers terms could void your promotional rate and give you a big surprise on your bill.

Cash-advance checks can even be a hazard when dont use them. Theyre a favorite target of identity thieves, because theyre easy to steal and use. Checks often come in junk-mail style offers, and so many cardholders unwittingly throw them away, leaving them for criminals to find. Thats why its important to shred any checks you receive rather than just pitching them.

Stop Problems Before They Happen

The easiest way to avoid the dangers of cash-advance checks is not to get them in the first place. By calling your card company, you can opt out of getting checks entirely. Thats the safest way to avoid the big problems that cash-advance checks can cause.

For more on banks, loans, and your credit:

  • Sandy Gives Big Banks Some Humanity
  • A Better Source for Low-Interest College Loans May Be Just Around the Corner
  • Big Bank Fees Are on the Rise: 3 Ways to Chop Those Charges

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Friday, November 30th, 2012

Los Angeles, CA — (SBWIRE) — 10/24/2012 — is pleased to announce the launch of a new online article entitled “How It Works.” This article joins a number of other pieces aimed at helping consumers better understand the ins and outs of cash advances, including the standard charges associated with them, federal and state lending regulations, and what’s involved in acquiring one of these loans. The article also explains how much a person can borrow, the loan timeframe and how to start the loan process.

“A cash advance is a sort of micro-loan,” says company spokesperson Laurie Pace. “Borrowers can ask for up to $1,000 to help pay off a bill or address an emergency expense. Because the loans are small, the criteria to qualify for one is also much more relaxed than what you would face at a bank or other similar lending institution. People who would never qualify for a traditional loan can usually qualify for a quick cash loan through our website.” allows people with a less-than-perfect credit history to obtain the money they need quickly and without hassle. When applying for a payday advance, potential borrowers only have to fill out a short online form and provide some basic information, including their home and work phone numbers, proof that they earn a steady monthly income of at least $1,000 after taxes, and a valid email address. Loans are only given to American citizens or permanent residents who are at least 18 years of age.

Once a consumer submits their application, evaluates it and issues a decision in a matter of minutes. The company does not directly offer loans. Instead, it acts as an intermediary between prospective borrowers and prescreened, reputable lenders. Once approves a consumer’s application, lenders have a chance to contact the person with their offers. By law, each offer is required to specify everything an individual needs to know to make an informed decision.

Because the lenders know they are competing with each other to get the consumer’s business, they will always offer their best rates and loan terms. This works to the advantage of the borrower, who then has a chance to evaluate different offers and decide if any of them are appealing. If none of the offers are to their liking, they can choose to walk away, and there will be no further obligation on their part or any fee charged. If they choose to accept one of the offers, all the consumer needs to do is e-sign the lender’s loan contract and wait for the money to be delivered directly into their bank account, which will happen within one business day.

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Thursday, November 29th, 2012

Los Angeles, CA — (SBWIRE) — 11/07/2012 — The owners of have recently put together a new list of frequently asked questions (FAQ) for customers to sift through when they first check out the website. The purpose of this section is to help new and returning visitors find the answers they need as quickly as possible.

When a person first applies for a payday advance quote, they might be a bit overwhelmed at first. No one is quite sure what exactly to expect, as there are literally hundred of options to consider. With the help of the FAQ section, customers can narrow down the choices they have to make sure they pick what fits into their needs.

In all, the section of the website has about 10-15 of the most common payday advance questions posted for people to sift through. More questions and answers will be posted as they are asked and answered through the website as well. This is a great option for people to have when they need help getting prepared to take out a loan or advance to pay for something last minute.

To read the entire FAQ list, or to check out the rest of the website, visit

About is a website that focuses on bringing customers around the United States the right amount of information to make a sound decision on taking out a payday advance. Visitors can read about everything, or simply begin the quote application process directly on the homepage.

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Business Cash Advance Leader Starts A Facebook Campaign To Support Red …

Wednesday, November 28th, 2012

New York, NY (PRWEB) November 20, 2012

On the heels of announcing its Hurricane Sandy Disaster Relief Program for small businesses, cash advance leader Merchant Cash and Capital, LLC announced today that it is expanding its assistance by supporting the Red Cross in its efforts to help those impacted by Hurricane Sandy get back on their feet. From now through December 7th, 2012, for every new ‘Like’ received on the Merchant Cash and Capital Facebook page, MCC will donate $1 to the Red Cross relief effort. MCC is working to raise the desperately needed funds to generally assist those impacted by Superstorm Sandy.

MCC has consistently supported relief efforts across the country in the past. The company stepped up in the aftermath of Hurricanes Irene and Katrina and the BP Oil spill. With the ravage left behind by Hurricane Sandy, Merchant Cash and Capital is increasing its support to affected communities and businesses in addition to industry leading cash advance services.

“Our entire organization is dedicated to lending a hand where we can so our donation to the Red Cross is a logical extension of what we have been doing for years,” said MCC CEO Stephen Sheinbaum. “Everyone in our company feels the impact of Hurricane Sandy whether it’s through family, friends or merchants we have worked with and we are uniform in our desire to help. We are excited about our new ‘Like to Give’ campaign because in just one simple click, anyone will now be able to help raise money and bring additional awareness to this important cause.”

MCC’s merchant disaster relief program:

  • Provides up to $250k in just 72 hours for qualifying businesses
  • Streamlines and expedites the underwriting process
  • Reduces documentation requirements
  • MCC will donate 1 % of each cash advance funded to Hurricane Sandy affected businesses to a charity of the merchant’s choice
  • Offers Hurricane Sandy affected merchants discounted rates for early payoff and pre-payments

“I really appreciate your rapid support in a time of need. It makes a big difference to my partners, our forty employees, and the community of women we serve. Getting access to capital quickly is hard in today’s economy – and in times of disaster, like with Superstorm Sandy – it’s even harder. So, in that regard, your help is especially appreciated. You’re filling an unmet need in the finance marketplace and doing important work,” said Carl M. of Linda’s Bras Online in New York.

“Hurricane Sandy put my business in a bind. Luckily, the folks at MCC were there for me and able to get me funding within 24 hours,” said Dominick, Owner of Dominick’s Bakery Caf, Staten Island, NY.

About Merchant Cash and Capital

Since 2005, Merchant Cash and Capital, LLC has been one of the nation’s business cash advance funding leaders. MCC has provided nearly $500 million in financing to over 12,000 distinct customers. To help businesses affected by Hurricane Sandy, Like Merchant Cash and Capital’s Facebook page and $1 will be donated for every new ‘Like’ to the page. MCC is encouraging people that already ‘Like’ the page to share with their friends and co-workers.

Merchant Cash and Capital is committed to helping people affected by Hurricane Sandy and urges our customers, partners, employees, and all of you to be part of this critical response. We are helping the Red Cross to provide everyone an opportunity to help people affected by disasters supporting American Red Cross disaster relief. To make a tax deductible gift to the American Red Cross click here

About the American Red Cross:

The American Red Cross shelters, feeds and provides emotional support to victims of disasters; supplies about 40 percent of the nations blood; teaches skills that save lives; provides international humanitarian aid; and supports military members and their families. The Red Cross is a not-for-profit organization that depends on volunteers and the generosity of the American public to perform its mission. For more information, please visit

This donation will support American Red Cross 2012 hurricanes and other related storms, helping people affected by disasters such as Superstorm Sandy and Hurricane Isaac. On those rare occasions when donations exceed American Red Cross expenses for a specific disaster, contributions are used to prepare for and serve victims of other disasters.

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Guest MINDSETTER™ Jamie Fulmer: Payday Lenders Bridge the Gap in the …

Tuesday, November 27th, 2012

Consumers benefit from having such a wide variety of competitive credit solutions. But strict credit and membership requirements and long approval times exclude bank and credit union options for a significant number of consumers. And while short-term lenders welcome competition, including from organizations like the Capitol Good Fund and West Elmwood Housing Development Corporation, these nonprofits serve a limited number of consumers, making them inadequate substitutes for retail lending.

Short-term lenders such as Advance America bridge the gap in the credit market, providing consumers with critical access to credit when other financial institutions do not fully serve them. A payday advance from Advance America, with its fixed, one-time fee of $10 per $100 borrowed in Rhode Island, serves as an affordable tool for overcoming financial difficulties, especially when compared with more expensive options such as overdraft fees, unregulated Internet loans or missing a bill payment.

Though any form of credit can be abused or misused, our experience shows that most customers use payday advances responsibly. We work with all customers to help them be successful borrowers, including those unable to repay by their due date, and offer an Extended Payment Plan at no additional charge. Our customer satisfaction and repayment rates are both above 90 percent, indicating that our customers understand and appreciate our service for them, it makes personal and economic sense.

Providing a diverse array of credit options is an essential part of creating economic empowerment. Payday advances and other short-term financial services play an important role in ensuring all Americans have access to cost-effective, reliable and transparent credit when they need it.

Jamie Fulmer is the Senior Vice President of Public Affairs for Advance America, Cash Advance Centers, Inc.

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Finks bikie member Andrew Majchrak sued over cash loan

Monday, November 26th, 2012

District Court documents reveal Majchrak has allegedly defaulted on a $275,000 cash loan provided by Maxwell Yost – the brother of former senior Rebels bikie and killer Edward Yost, who is serving a 30-year non-parole period for torturing and then murdering his girlfriend.

The loan was provided in 2005 with court documents alleging Majchrak made just five monthly payments of $7425 before defaulting.

The statement of claim reveals that on or about October 5, 2005 Maxwell Yost and his brother Edward agreed to lend Majchrak $275,000 on terms that included interest at the rate of 32.4 per cent per annum, monthly repayments of $7425 equating to 2.7 per cent of the principal by either bank cheque or direct bank transfer until repayment and the repayment of the principal and any outstanding interest upon the giving of 60 days notice in writing to do so.

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4 face felony charges in string of Purdue robberies

Monday, November 26th, 2012

Criminal charges have been filed against four Lafayette teenagers accused of participating in a string of strong-arm robberies at Purdue University, allegedly by targeting students spotted with iPhones, iPads, laptops and other valuables.

Julius Q. Armstead, 18, Marqeese Jirmal-Carl Estrada, 18, Walter A. Jones, 18, and Claude L. Moore III, 17, were each charged Friday in Tippecanoe Superior Court 1 with conspiracy to commit robbery resulting in serious bodily injury; four counts of robbery resulting in serious bodily injury; and four counts of theft.

All nine counts are felonies.

Two other people, Jalin Cortez Gordon, 18, and Kayla Sharae Lee, 19, both of Lafayette, also were arrested for their suspected involvement, but formal charges have not been filed against them.

The suspects are accused of committing three muggings that occurred between 9:40 pm Oct. 26 and 12:30 am Oct. 29 on Third Street, North Russell Street and Centennial Mall Drive.

In each case, the victims were Asian students, according to a probable cause affidavit filed with the charges.

Capt. Steve Dietrich of the Purdue University Police Department said Friday the suspects were adamant that they solely chose their four victims based on electronics and other merchandise they could take — regardless of race.

“We did ask them about that because it was a concern of ours as well,” Dietrich said, referring to the Asian victims. “They said they were looking for iPads, laptops, iPods.”

Police were able to identify the suspects due in part to surveillance cameras placed throughout campus and because a cousin to one of the suspects sold two of the stolen laptops to Cash Loan and Security in Lafayette.

In each mugging, the victims reported being struck from behind and, in some cases, kicked in the head. They suffered cuts and scrapes to their faces and hands.

Dietrich said investigators believe they have identified everyone involved.

The lead charge, conspiracy to commit robbery, is a Class B felony, punishable by six to 20 years in prison.

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Sunday, November 25th, 2012

ENCINO, Calif., Nov. 6, 2012 /PRNewswire/ — People from US, UK and Canada who cant access quickly other forms of credit are now one step closer to obtain necessary funds by taking a payday cash advance loan. Both new and existing customers of the online cash advance service now benefit from a shorter loan processing time. In its third year of operations, redesigned its online application form so it can be filled faster (at most 5 minutes) thus speeding the cash advance application and approval process.

People requesting payday cash advances are doing so because they need the cash quickly. The shorter it takes for a consumer to obtain the cash, the better the service provided. We wanted to celebrate our 3rd anniversary in November by offering a faster service to our clients. In this industry its all about time so we have launched a new and improved form, says iPaydayCash.coms spokesperson.

The website is live for the 3rd year in a row and can match consumers to trustworthy online lending companies in the US, UK and Canada. Following approval, a customer of can expect to receive the needed cash straight into their bank checking account. Reimbursement is performed the same convenient way: by direct banking transfer on a pre-agreed date between lender and borrower. This is commonly on their next payday.

Payday cash advance loans (also known as payday loans) are short term, small loans used to fund ordinary expenses. No one should have to choose between paying for groceries or a vet bill for familys dog. With an online cash advance, customers can borrow money from their next paycheck to help pay for todays needs. There are no credit checks and no faxing of documents.

With applying for a cash advance online is free, and if approved, customers are under no obligation to borrow money. The basic requirements needed for approval are: resident of US, UK or Canada, legal age, steady job and income and owning a bank account.

Following the submission of the improved online application, clients can receive instant approvals for their payday cash advance which can be sent into a checking account within the same business day.

The online form takes few minutes to complete and is available at: is a broker for payday loans, cash advance or payday cash advance companies. For your loan to be approved, you must meet certain requirements. In most cases loans will be deposited the next business day to your checking account.

This press release was issued through For further information, visit



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Business Cash Advance Leader Joins The George Jarkesy Radio Show To …

Saturday, November 24th, 2012

New York, NY (PRWEB) October 24, 2012

Wall Street, Washington, and Main Street will be getting together in a new weekly interview segment on the nationally syndicated, The George Jarkesy Radio Show (, as cash advance leader Merchant Cash and Capital, LLC ( will be appearing to provide capital insights and other useful information for listeners. The Radio Show has added a segment on small business with the addition of Merchant Cash and Capital, LLC (MCC) as a regular contributor offering tips, advice, and other useful information for small businesses who want to learn how to finance their businesses more successfully.

The George Jarkesy Radio Show has earned a solid reputation for providing financial and business information for listeners across the country, with a host who is known as a serial entrepreneur and champion of small business . Guests regularly include national best selling authors, members of Congress/Senators, business leaders, economists, and other personalities in a lively discussion format. The Radio Show can be heard on the Wall Street Business Network and CRN 5. It can also be heard live and archived at and through Apple iTunes.

“We are pleased to add Merchant Cash and Capital to our growing list of tools for small business and sponsors, and their insightful small business perspective will be welcomed by many of our listeners,” said George Jarkesy, host of the show. “We seek to bring economic, financial, and general business information that can be useful to our listeners in each show and Merchant Cash and Capital’s specific financing expertise and small business know-how will add even more value to our broadcasts for our listeners.”

“Our message to small businesses is that even in these times of tight credit they have alternative financing options and the more we can get that message out the better,” said MCC President and CEO, Stephen Sheinbaum. “MCC’s regular appearance on a nationally known and respected broadcast such as The George Jarkesy Radio Show is yet another way we can help address the needs of small business owners across the nation.”

Since 2005, Merchant Cash and Capital, LLC has been one of the nation’s leading merchant cash advance providers. MCC has provided nearly $500 million in financing which has helped over 12,000 distinct businesses across the United States succeed by way of expansion, new equipment, increased working capital, new inventory, increased marketing efforts, and much more. For more information about Merchant Cash and Capital’s cash advance programs call 1-(866) 716-2027.

About George Jarkesy:

A money manager and professional investor, financial and corporate advisor. George has founded, invested in, and helped to build companies engaged in a broad range of industry sectors, including financial consulting, media, real estate investing, real estate management, employee leasing, light steel manufacturing, livestock management, technology, natural resources, healthcare and biotechnology. George is currently focused on Managing his and his partners’ many investments and he is a frequent market commentator and guest on FOX Business Network, FOX amp; Friends, Neil Cavuto, and CNBC. He is also the host of the nationally syndicated talk radio show, “The George Jarkesy Show”. George started his career in the financial services industry with a New York Stock Exchange member. Over the past two decades, individually and through one of his companies, he has been a successful strategic investor in many entrepreneurial growth companies and has originated and/or participated in several hundred investments over the past 20 years, including both debt and equity in private, pre-public, and public companies. George has also served on the Finance Committee of the Republican National Committee, and is currently an active member of the National Investment Banking Association, The Jarkesy Foundation, Chairman of The National Eagles and Angels Association, and hosts The George Jarkesy Radio Show.

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