Archive for June, 2012

Western Sky Loans is Pleased to Launch Cash Loans Service Online

Saturday, June 30th, 2012

Western Sky Loans has finally launched its much awaited online cash loan services. The company has superfast loans that help people get their hands on much needed money in times when they have no other way to get cash.
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Women Suffer ‘Blackouts,’ Illness After Man Buys Them Beer, Alleged Gang …

Friday, June 29th, 2012

Suspicious Circumstances


A woman told police she was celebrating her 21st birthday at Fitzs Pub, 172 N. Addison, when she met a man who tried to get her to leave with him several times between 11 pm April 12 and 1 am April 13. At last call, the man offered to buy her a beer. She accepted and followed him to the bar. She and her friend quickly finished the beer because the bar was closing. She walked outside and said she blacked out and does not remember anything that happened after leaving the bar. She was sick for two days and assumed it was from drinking, until her friend who shared the beer told her she also had blacked out and had the same symptoms. Complaints will be signed pending further investigation.


DUI Arrests


Richard P. Scardina II, 24, 6185 Wildwood Lane, Burr Ridge, was arrested and charged with DUI after police pulled over his tan Lexus for improper lane use at York and Quincy at 1:13 am April 13. He was released on bond.

David J. Locklin, 39, 187 N. Larch, Elmhurst, was arrested and charged with DUI and driving without insurance after police pulled over his silver Hyundai Elantra for improper lane use, failure to signal and speeding at York and Brush Hill at 3:40 am April 13. He was released on I-bond.

Andrew Poch, 28, 2 E. Erie St., Chicago, was arrested and charged with DUI after police pulled over his gray Acura TL for improper lane use at St. Charles and Poplar at 1:29 am April 14. He was released on I-bond.

Anthony Heredia, 20, 1719 Keating, Glendale Heights, was arrested for DUI and underage consumption of alcohol after his silver Honda Odyssey was pulled over for driving on two flat tires at Lake and Walnut at 3:03 am April 14. A passenger in his vehicle, James Alejandro, 19, 110 Evergreen, Glendale Heights, was charged with underage consumption of alcohol. Both were released on bond.

Gregory Potoglou, 24, 714 Benton, Elmhurst, was arrested and charged with DUI and DUI-drugs after police pulled over his silver Chevrolet Cavalier for failure to signal at York and Wilson at 3:53 am April 15. He allegedly admitted to drinking and smoking cannabis. He was released on bond.

Possession of a Controlled Substance


Sammy J. Rivera, 27, 1824 Elmwood Ave., Berwyn, was arrested and charged with possession of a controlled substance (cocaine) after police pulled over his black Chevrolet Cobalt for speeding at St. Charles and Holly at 5:23 am April 13. He also was charged with driving without a license. He was taken to DuPage County Jail.

Hope Morgan, 19, 200 Lakewood Circle, Burr Ridge, was arrested and charged with possession of a controlled substance and possession of drug equipment at 2:21 pm April 16, at Elmhurst College, 190 Prospect Ave., after a complainant told police she received an anonymous email message about a girl in Niebuhr Hall using drugs. Morgan allegedly admitted using drugs and turned over a bag containing paraphernalia and suspect crack cocaine. She was taken to DuPage County Jail.



Benedicto Vasquez, 36, 939 N. York Road, Elmhurst, was arrested and charged with battery after an incident at Virginia and Diversey at 6:15 pm April 11. Subsequent to the battery, Vasquez was involved in an accident with a vehicle driven by Gener Marroquin, 29, 1051 Ferrari Apt. 1B, Bensenville. Vasquez was cited for failure to reduce speed to avoid an accident, driving without a license and driving without insurance. Marroquin was cited for driving with a suspended license, expired registration sticker and driving without insurance.



A woman told police at 9 am April 16 that she and her employer had received more than 100 phone calls from a suspect stating she owes money from a cash loan she took out in September 2011. The victim said she never took out a cash loan, but the suspect continued to call and became hostile and aggressive. Police attempted to contact the suspect, but received only an automated greeting for Disney Club Cards.

Man Arrested Twice for Public Intoxication


Vincent F. Sabo, 48, 1940 Elmwood Ave., Berwyn, was arrested and charged with public intoxication after he was found sleeping in front of 125 S. Prospect Ave. at 12:05 pm April 13. He was taken to Elmhurst Memorial Hospital and his 750 ml bottle of vodka was confiscated. The next morning, at 9 am April 14, Sabo was arrested again for disorderly conduct after police found him intoxicated and in possession of alcohol on public property at 148 E. Third St. He was again taken to Elmhurst Memorial Hospital.

Possession of Alcohol in Public


Police cited seven people for drinking alcohol at Elm Lawn Cemetery, 401 E. Lake St., at 6:22 pm April 15. They allegedly told police they were Latin Kings gang members and were visiting a deceased gang member. Addresses were not given for six of the subjects; cited were Daniel Rodriguez, 25, 2711 W. Christiana, Chicago; Benjamine Ochoa, 21; Luis Gonzales, 21; Richard Astorga, 22; Cynthia Villeta, 19; Amanga Martinez, 22; and Aileen Alvarez, 22. They all were released on I-bond.

Disorderly Conduct


Ashur Sadah, 28, 5855 N. Campbell Apt. 2, Chicago, was cited for disorderly conduct after he was seen urinating in the parking lot of the Waverton Hotel, 624 N. York Road, at 1:47 am April 15. He was released at the scene on I-bond.

Warrant Arrests


Marcus Miller, 52, 195 S. Villa Ave. Apt. 10, Addison, was arrested on a warrant out of Villa Park for retail theft after police pulled over his black Toyota Camry for speeding at York and Interstate 290 at 7:12 pm April 10. He was picked up by Villa Park police.

Anthony R. Gordon, 24, 1022 S. 10th, Maywood, turned himself in on a warrant out of DuPage County for failure to appear on a DUI charge at 11:10 am April 12. He was released on bond.

Jose Antonio Ramos Jr., 25, 2108 N. 74th Court, Elmwood Park, was arrested and charged with driving with a suspended license and driving without insurance after police pulled him over at Berteau and North at 2:10 pm April 14. Police discovered he had a warrant for failure to appear on a driving with a suspended license charge. He was released on bond.

John Morales, 48, 929 S. Cambridge, Elmhurst, was arrested on a failure to appear warrant out of DuPage County on the 100 block of East Brush Hill Road at 12:30 am April 15. He was taken to DuPage County Jail.

Jesse J. Clark, 18, 650 Willow Road, Elmhurst, turned himself in on a warrant for retail theft and posted the required cash bond at 7:59 pm April 15. However, he had an additional warrant out of DuPage County for failure to appear, for which he was unable to post bond. He was taken to DuPage County Jail.


Patch reports on law enforcement activity using information provided by official agencies. Persons charged with a crime or issued a citation for violation of a local ordinance are presumed innocent until proven guilty in a court of law. If you or a family member are charged with a crime or cited for a violation and the charge or citation is subsequently adjudicated, we encourage you to contact and we will do follow-up reporting on the case.

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Friday, June 29th, 2012

Dallas, TX — (SBWIRE) — 05/18/2012 — provides purely legal cash advance payday loans to the people who are in urgent need of cash. The website deals only with legal pay day loan lenders. A person can easily borrow a payday loan from the website without taking any tension about the illegal enforcement and extortion practices that can be normally done by illegal payday lenders. Also the pay day loan lenders associated with the Payday Loan Solutions work only according to the laws of legal pay day loan lending. The website aims at providing best payday loan deals to the customers at a genuine interest rate.

“We work as an unbiased middleman, and if any lender doesn’t meet and maintain our strict set of standards, then we won’t send you (or anybody else) to them for cash loans. It is our number one priority that you get the cash you need and that you are treated right by the lender who gives it to you,” said the website.

Reviews explain that the Payday Loan Solutions has made a lot of permanent and satisfied customers obtaining a pay day loan from the website. Experts say that borrowing instant cash loans from the website is very easy and convenient. A person seeking for a payday loan has to simply fill an application form available on the official website. The form requires only some basic details of a borrower such as the complete name, state, email id, loan amount and zip code of the residing area. A person receives the cash loan very soon mostly within twenty four hours or latest by next working day.

“Ive had several times where Ive needed a personal loan online. Even though there is thousands of choices online, is the one that treated me well and has impressed me with their customer service and access to a lot of payday loan lender online. The service provided by the website is so fast and secure. All the lenders are legally approved and my personal information remains safe. The website has made me a permanent customer.”

About provides nominal rate of interest and the fees on fast cash is very low as well. In addition the service rendered is quick and efficient. Customer satisfaction is the ultimate goal of Payday Loan Solutions is an online financial matchmaker, pairing up clients who are short on cash with lenders in their state who can help them get a quick loan to tide them over until the next paycheck arrives. The application process can be completed online and is safe and secure. No credit check is required, and most people get their money very quickly, sometimes within minutes.

For more information, please visit

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Cash Advances US Offers Online Loans For People With Bad Credit

Thursday, June 28th, 2012

Cash Advances US is a reliable lending company that has now the possibility to provide its customers with the necessary financial assistance in a form of online cash advance that is available even for people with bad credit rating. Additionally, the application process became more convenient and quicker owing to the improved system and faster payment procedures performed by the direct cash loan lenders cooperating with the company.

The website belonging to CashAdvancesUS presents a variety of products offered by the company. In addition, the site contains a straightforward and secure application form that brings consumers to the direct lenders which approve the online cash advance requests in a matter of minutes due to the simple and short requirements.

Online lending service has grown in popularity over the last years because it gives customers access to rather small amounts of cash for a short term that usually comprises 2-4 weeks. Cash advance loans offered online are usually used by people to overcome monetary emergencies they may face between paydays. Cash Advances US has designed an ideal solution for those consumers who donÂ’t want to turn to the long-term credit recourses, like credit cards, bank loans or credit unions. The company provides its customers with same day cash advance online that can be reached even by consumers with poor credit score.

Online lenders working with the company run no credit checks meaning that the applicants will experience any bothering procedures and verifications while obtaining online cash loans. High-risk borrowers are now welcome and can easily qualify for installment loans for people with bad credit performed by the direct lenders. Besides, no faxing is required any more making it possible for the applicants to avoid any irritating paperwork. Cash Advances US presents short-term cash loans which need to be repaid on the borrowersÂ’ next paydays, once the cash flow is no longer a problem.

The operations manager of the company John Williams said: If our customers wish to borrow some cash for a short period of time in order to manage small unforeseen expenses or to use it as a gap between paydays, they want to have an ability to apply for instant cash advance online easily and quickly – and to get it on the same day.



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Contact Information
Emily Morgan
financial consultant
Cash Advances US
Contact via E-mail

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Trio in Robla get cash advance using gun

Thursday, June 28th, 2012

A cash advance business in the 4200 block of Norwood Avenue was robbed at gunpoint Friday, Sacramento police reported.

Three men, one with a handgun, entered the business after 1:30 pm Friday and robbed an employee of an unspecified amount of cash, according to a witness.

The suspects, who fled the business complex on foot, were described as African American men wearing dark clothing, except for one who wore what was described as an orange construction vest.

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Personal Cash Advance Debuts Completely Secure Website

Wednesday, June 27th, 2012

WILMINGTON, Del., May 15, 2012 /PRNewswire/ –Short-term lending resource Personal Cash Advance recently converted the entire site to a secure domain that offers consumers a higher level of security and confidentiality.


The site, now located at, has employed Secure Sockets Layer (SSL) technology on every page of the site which encrypts user data and browsing information. Previously, this technology was put in place exclusively for the application form and confirmation. The new safeguard will offer increased protection to all customers and visitors to the site according to company spokeswoman Melissa Waters.

We believe that Personal Cash Advance has become the first company in the online payday industry to use SSL for the entire website, Waters said in a recent interview. We have protected our customer information from day one. We simply expanded this high level of security to every page of the site to reduce confusion.

The site specializes in pairing consumers with reputable online lenders while also including relevant information about short-term financial planning and budgeting. From the site:

Personal Cash Advance is the fastest way to obtain secure, online cash advances and payday loans. Signing up and qualifying for a payday loan is quick and easy, and in many cases there are no documents to fax depending on the lender that accepts your loan request.

Waters believes consumers will appreciate the higher level of encryption offered throughout the entire site, without any interruption.

Instead of moving back and forth between secure browsing sessions during the application process and regular sessions when learning more about short-term loans, every interaction on our new site is protected using the latest technology, Waters said. This extra layer of protection will give consumers extra peace of mind when using our service from start to finish.

For more information or to connect with Personal Cash Advance, Visit or follow @PcaCares on Twitter. The company can also be reached toll free at 866-249-2295.

Melissa Waters
Personal Cash Advance

SOURCE Personal Cash Advance

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Tuesday, June 26th, 2012 Relieves the Client With Instant Approval for Payday Advance

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Payday lender political donations up

Monday, June 25th, 2012

By Jackie Borchardt,

Columbus Bureau

Updated 7:31 AM Monday, June 11, 2012

COLUMBUS The payday lending industry, which has fought a fierce battle over
increasing regulations around the country, has donated $1.32 million already
to candidates during the 2012 election cycle including nearly $200,000 in
Ohios US Senate race.

Nationally, lobbying and giving from payday loan company political action
committees and executives and their family members heavily leans Republican,
a reversal from 2008 and 2010 that aligns with a shift in power in
Washington, according to reports from the nonpartisan group Citizens for
Responsibility and Ethics. The organization released its first report on the
industrys political maneuvering in 2009 and tracking data from 2004.

Deputy Director Robin Powers said the industry is a great example of how money
influences politics on Capitol Hill.

History shows us if you come to DC and spend a lot of money in campaign
contributions and lobbying youre often going to get what you want not
every time, but most of the time its the formula that wins, Powers said.

Payday lending and ?the Ohio Senate race

The payday lending industry has given $170,000 this cycle to support
Republican Senate hopeful Ohio Treasurer Josh Mandel who is running against
Democratic Sen. Sherrod Brown, D-Ohio. Brown chairs a subcommittee with some
oversight of the industry.

A Dayton Daily News analysis of campaign finance data shows about half the
money Mandel raised from the industry went directly to his candidate
committee and the other half to his PAC, the Mandel Senate Victory
Committee. The PAC pays for Mandel fundraisers and sends money to his
committee and Republican groups.

As a state representative, Mandel voted in favor of Ohios 2008 crackdown on
payday loan businesses, which lend cash in exchange for a postdated check
plus interest and fees.

In a bipartisan vote, lawmakers capped interest rates at 28 percent APR
instead of 391 percent APR. Payday lenders spent $19 million to put the
issue to referendum and Ohio voters supported the regulations nearly 2 to 1.

Mandel voted against a 2010 bipartisan proposal to close loopholes that allow
lenders to offer short-term, high-interest loans through other types of
lending licenses. Payday loan industry critics said Mandel also helped stall
the proposal in the House Financial Institutions, Real Estate and Securities
Committee for months.

A new bill took its place and was sent to a different committee, which
proponents said didnt have enough time to vet the proposal.

Its difficult not to look at (the contributions) as payday lenders saying,
lsquo;thank you, said Uriah King of the North Carolina-based Center for
Responsible Lending. King, formerly of the Miami Valley Fair Housing Center
in Dayton, testified in favor of that bill.

Mandel campaign spokesman Travis Considine said contributions have absolutely
no impact on future public policy decisions he will make.

Considine said Mandels stance on the issue is evident from his tenure in the
Statehouse and declined to say how Mandel would address the issue at the
federal level.

Unlike the career politicians who want to find a Washington solution to every
problem, Josh believes that the private sector, along with state and local
governments, are the first places to look for solutions, Considine said.

Brown has also received donations associated with payday lenders, but
significantly less than Mandel. He has raised at least $22,000 from the
industry, mostly from individual employees of Ohio-based businesses. Brown
did receive one $5,000 donation from Cash America International PAC,
headquartered in Texas.

New consumer protection bureau plays key role

The nationwide influx of cash into Republican accounts follows the Dodd-Frank
Act of 2010, which imposed new regulations on the nations financial system
and created the Consumer Financial Protection Bureau now headed by former
Ohio Attorney General Richard Cordray.

The bureau has payday loan lenders under its supervision and Cordray has
promised to step up oversight of small-loan providers. Democratic senators
are drafting legislation to further regulate the industry.

Mandel attended a conference in the Bahamas sponsored by Community Financial
Services of America, which advocates and lobbies for payday advance
businesses, in March.

A spokesperson for the group did not respond to a Dayton Daily News request
for an interview.

The biggest checks came from PACs run by small-loan lenders such as Advance
America Cash Advance Centers, Cash America and Checksmart Financial, based
in Dublin, near Columbus.

Others came from executives at those companies and companies that finance
loans, including $30,000 from Lee Schear of Dayton, whose company NCP
Finance services several companies that donated to Mandel.

Brown chairs the Senate subcommittee on Financial Institutions and Consumer
Protection, which oversees the newly created consumer protection agency.

Sen. Brown understands that most consumers of high-interest, short-term loans
are individuals who are struggling to make ends meet and that these loans
can help with unforeseen financial shortfalls, Browns communication
director Meghan Dubyak told the Dayton Daily News.

However, he is concerned that too many users of these short-term,
high-interest loans get trapped in an endless cycle of borrowing and
increased debt, Dubyak said.

Ohio is one of 17 states to enact double-digit caps on payday loan interest
rates and Congress capped interest at 36 percent in 2006. The payday lending
industry argued Ohios cap would lead to widespread store closings.

Indeed, many stores did close, according to the Ohio Department of Commerce.
Others received licenses primarily under the Ohio Mortgage Loan Act or the
Ohio Small Loan Act, which allowed them to continue offering short-term

Licenses issued under those laws surged to 1,974 in 2009 but have since fallen
to 1,574, according to Commerce Department records.

Contact this reporter at Jackie.?

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New B2B Cash Advance Program Makes Small Business Financing …

Sunday, June 24th, 2012

Cash advance leader, Merchant Cash and Capital, offers first of its kind B2B Cash Advance program built on bank deposits, not credit card receipts

New York, NY (PRWEB) June 13, 2012

While tens of thousands of small businesses have secured cash advances for growth, equipment and many other purposes, there remain many businesses unable to have quick and easy access to critical capital because they do not accept credit cards or don’t have enough in monthly credit card receipts to qualify. Today, industry leader Merchant Cash and Capital LLC, unveiled its B2B Cash Advance program that makes financing available to businesses that don’t qualify for traditional cash advances. MCC’s B2B Cash Advance program is based on a merchant’s total monthly revenue and not on credit card receipts. The B2B Cash Advance program is simple and verified by bank deposits providing yet another way MCC is making capital available to small businesses in need.

The MCC B2B Cash Advance program is fast and easy with many advantages. Qualifying merchants can receive funding of up to 100 percent of monthly revenue with MCC’s well-known streamlined underwriting, quick decisions and minimal paperwork requirements. Unlike a typical merchant cash advance, the B2B Cash Advance program does not require approval based upon Visa/MasterCard acceptance. Under the B2B Cash Advance program, MCC collects a fixed percentage of the merchant’s future bank deposits (as opposed to a percentage of future credit card sales).

MCC’s B2B Cash Advance program is a perfect alternative financing solution for businesses who do not accept credit cards. The program is perfectly designed for such businesses as wholesalers, manufacturers, suppliers and insurers as well as contractors, HVAC, landscaping, healthcare and others.

“MCC’s business is all about providing flexible capital for those who qualify and the B2B Cash Advance program will now make financing available to thousands of merchants that previously couldn’t qualify simply because they either didn’t accept credit cards or they didn’t have enough receipts to qualify, even though they made great candidates for the financing. With this unique, one-of-a-kind program we can easily fit these merchants under our financing umbrella,” said MCC President and CEO Stephen Sheinbaum.

Through its innovative programs, unrivaled technology, creative reporting and underwriting programs, Merchant Cash and Capital has continued to stay ahead of the curve. This allows MCC to fund more businesses of all sizes, industries, and credit worthiness; which other competing cash advance companies simply cannot do. Just as important, MCC has earned a reputation for working with businesses on a case-by-case basis to find the true story behind each business and to find ways to say “yes” to funding.

Since 2005, Merchant Cash and Capital, LLC has been one of the nation’s small business cash advance funding leaders and program innovators. MCC has provided over $400 million in financing to over 12,000 distinct customers and a total of over 20,000 advances. For more information about MCC’s innovative programs contact sales at sales(at)merchantcashandcaptial(dot)com, visit or call 866-792-9366.

For the original version on PRWeb visit:

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Sunday, June 24th, 2012

Dallas, TX — (SBWIRE) — 06/13/2012 — helps the client by offering genuine and legal guaranteed payday loans in a short period of time. People can handily avail the service of Payday Loan Solutions as the procedure is very simple. Reviews explain that payday loans have emerged as a boon in the world for the people who require urgent cash loans but are helpless due to long and tedious procedures followed by other loan lending organizations. Experts say that borrowing a pay day loan from the website is very easy and the loan amount is received by a customer mostly within twenty four hours or latest by next working day.

According to an article on the website, “Small businesses face an even tougher task in obtaining loans because there is less faith in their ability to repay debts. As such, a new industry has emerged to help these businesses by providing merchant cash advance.”

Experts say that payday advance can be borrowed to cover electricity bills, water bills, medical expenses, urgent illness, planning a trip, shopping for a wedding and more. The website searches for the payday loan lenders in and around the state of the client and provides the people with the best deals in just few seconds. Also the website deals purely with the legally approved payday loan lenders and all the lenders work according to the terms and conditions of legal payday loan lending laws. Therefore the clients do not have to worry about any illegal and enforcement practices from the payday lenders associated with the website.

“Cash advance payday loans can be extremely helpful in covering short term debts, unexpected bills, or overdue payments,” Payday Loan Solutions explains. “Once the application is complete, individuals will have the funds they require deposited into their checking account automatically. In most cases, this is accomplished the same business day or by the next business day at the latest.”

About provides nominal rate of interest and the fees on fast cash is very low as well. In addition the service rendered is quick and efficient. Customer satisfaction is the ultimate goal of Payday Loan Solutions is an online financial matchmaker, pairing up clients who are short on cash with lenders in their state who can help them get a quick loan to tide them over until the next paycheck arrives. The application process can be completed online and is safe and secure. No credit check is required, and most people get their money very quickly, sometimes within minutes.

For more information, please visit

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